In terms of the basics you should do in order to guarantee that you minimise your outgoings, the very first thing you should do is create a spreadsheet. This will allow you to compare between your income and outgoings and you can identify potential areas where you may overspend or are able to reduce. These are easy to do, but if you wish to save some time, you can subscribe to our mailing list and we will send you the template we created.
In this section we aren’t going to cover online shopping as that is all within our deals section. Here we are looking at the day to day things you can do to minimise your outgoings.
1). The times you shop affect what you spend
Most of us try to get our weekly shop sorted